Author: Geoff Livingston

Comparing the Conventional Fixed Rate Loan to the VA Home Loan

St. Louis, Missouri (March 26, 2018)- Applying for a home loan can be an intimidating, big step for most individuals. Some people have to wait for many years before they can finally get to that point because there are many challenges. There are multiple types of loans to choose from that meet different people’s needs, leaving something out there for everyone. Two types of loans that vary from one another are the VA home loan and conventional home loans. The VA loan is directed towards active duty military, veterans, reservists, as well as some military spouses. A conventional loan is available to anyone, depending on factors such as assets and credit. Some of the details for VA loans are they are only available for primary housing, while conventional is available for secondary homes, as well as investment properties. Some benefits of the VA loan are no down payments, no insurance required, and the loan rolls in your closing costs. Some benefits of the conventional loans are that they are flexible and available to everyone. With conventional loans, insurance is typically required, the down payments may vary, as well as any additional fees. While these two loans are very different from one another, they both have their benefits and drawbacks. Meeting with an expert such as Liberty Lending Consultants can help you determine which loan type is right for you....

Read More

Winter Weather Damage

St. Louis, MO (February 23, 2018) – Snow and ice can inconvenience people whether it be hazardous road conditions or causing damage to your home. Winter weather is beautiful but has the ability to be destructive as well. Rely Roofing wants to warn its customers of the harms winter weather can cause to your roof. Large amounts of snowfall or ice can be an issue if the roof is sagging or the beams are creaking. Making sure that your roof is safe this time of year is crucial and Rely Roofing is there to help you through this process. The team at Rely Roofing strives by having exceptional customer service, keeping people coming back time after time. They try to do whatever possible to repair your roof instead of having to replace the entire thing, which will save you plenty of money. This company in the St. Louis area provides flat roof installation and repairs to residential and commercial buildings. They also do restorations, which can extend the life of your roof up to 10 years. Rely Roofing has been providing exceptional service since 1976 and continues to change to meet the needs of their customers. One way they have done this was by implementing a 24-hour Emergency Repair Service, with prompt callback times to ensure you won’t be left waiting. This service may be necessary during the winter...

Read More

Benefits of an Online Quiz

Erlanger, KY (February 21, 2018)- Online quizzes are often taken for pure entertainment purposes, not as a learning process. Everyone wants to see which character from the TV show or movie they relate to the most, but there are no actual benefits of taking these quizzes. Adams, Nash, Haskell & Sheridan have a vulnerability quiz located on their website that is educational and helpful. ANHS is a team of union avoidance consultants that has been in business for nearly 30 years. Their vulnerability quiz is designed to assist companies in seeing how susceptible they are to union organization. This quiz will generate a score, as well as provide a written assessment to further explain what the score means. If union organizing is something you may be concerned about, taking this vulnerability quiz is for you, especially since you only need to provide a name and email address to get all of these results. The quiz assesses your company in six different target areas to see if any are weaker than the rest. If your results say that you are susceptible to union organizing, getting some union avoidance training may be helpful.   Union avoidance training is just one of the many services that ANHS offers. They provide urgent services, as well as strategic services depending on the immediate situation a company may be in. They have a 95% success...

Read More

Tips to Travel Effectively

Chicago, IL (February 19, 2018)- Traveling can be one of the most stressful, but also rewarding things to do. There are many aspects of traveling that nobody looks forward to. These inconveniences can deter people from visiting their dream destinations or events. There are many tips to keep in mind when traveling to help make your experience enjoyable and carefree.   BE FLEXIBLE Things may go wrong, but don’t let it bother you. Your flight may get delayed due to weather, or you may forget your favorite top, but don’t let those inconveniences ruin your trip. You wouldn’t want to fly in dangerous conditions and nobody can change mother nature, so there is no reason to let that be an issue for you. There are usually plenty of stores around to purchase a new top, and who knows, you may find a new favorite. Being flexible and relaxed will help to keep you stress-free while on vacation.   PLAN AHEAD Planning ahead is key to have a smooth trip. Making a list of the places you would like to visit can help to optimize your time while there. Make sure to book your hotel in advance in order to avoid last-minute fees. Some cheap hotels near Chicago offer discounts and free parking if booked ahead from their website. Making reservations will ensure you get into all of the high-quality...

Read More

Why You Need to Optimize

Today’s marketplace is almost entirely driven by the internet. Most businesses have a website, conduct official communication via email, or engage in online advertising. This means that customers are online too, and one of the best ways to reach them is through a search engine. Unfortunately, the attention span of your average online shopper is quite short, so being seen is difficult. Potential customers will use a search engine but will only peruse the top few results, so there is a constant race to be near the top. Many companies turn to search engine optimization, or SEO, to help...

Read More